Feature · Card & Bank Payments

However they want to pay — you’re covered.

Credit, debit, or straight from a checking account — secure processing with cards on file, automatic payments, and refunds that don’t ruin your day.

First 3 months free No card required
app.bizbaby.com/payments/tap
SMSeattle Modern GROWTH ⌕ Search pages 🔔 SP
INVOICE #768353
$450.00
HOLD CARD HERE
VISA
•••• 4412
EMMY GOLDSTEIN
✓ Charged on site · receipt emailed
Tap to Pay Your phone is the terminal No reader · no hardware
Paid the moment the job ends
Paid on siteBefore the truck left
app.bizbaby.com/payments/vault
The vault
How stored payment methods stay safe
WHAT THE CUSTOMER TYPES4412 8830 9921 4412
🔒
WHAT YOUR ACCOUNT KEEPStok_x8f2•••9c41
🛡 PCI-compliant vault 🔐 Encrypted at rest 🏦 Bank links via MFA

Smooth payments · bank-level security

Card numbers go in. Only tokens come out.

  • Secure processing

    Card transactions run through compliant, encrypted processing — sensitive financial data never sits in your notebook.

  • Every major card

    Credit and debit across issuers — customers pay how they like, online, in the portal, or on site with Tap to Pay.

  • Cards on file

    Store methods safely and charge agreed work without chasing — recurring and repeat billing become a non-event.

app.bizbaby.com/payments/disputes/D-102
Dispute #D-102 — $220“service not received” · gutter cleaning · Apr 10
WON
Opened Evidence submitted Resolved in your favor
Completion photos ×4 📄 Signed quote #204 📍 On-site GPS log
↩ Partial refund — $60issued in one click on a different job · reason logged · books updated

Refunds & disputes

When things go sideways, the paperwork is already done

  • Seamless bank linking

    Customers connect a checking account once — big invoices clear at a fraction of card fees.

  • Refunds without the dread

    Issue full or partial refunds promptly — prompt resolution keeps customers happy even when jobs wobble.

  • Disputes, managed

    Chargebacks tracked in one place with your checklists, photos, and signatures as ready-made evidence.

Work that gets paid on the spot
Job done Invoice sent from the driveway Tap to Pay ready
Settled $450 · card ···4412 Receipt emailed automatically

The job’s not really done until the money’s in — make that part instant.

Good to know

Frequently asked questions

What payment options do customers have?

Credit and debit cards from all major issuers, or direct checking-account payments — online, in the portal, or on site.

Can customers set up automatic payments?

Yes — a stored card or linked bank account can cover invoices and subscriptions automatically.

How is payment information secured?

Methods live in an encrypted, compliant vault as tokens with bank-level protections — never in spreadsheets or texts.

Can customers manage their own billing?

Yes — the client cabinet shows payment methods, history, and open balances, all self-serve.

Are there reminders for upcoming payments?

Yes — due-date reminders and failed-payment alerts go out automatically before problems grow.

What are the processing fees?

Cards from 2.9% + 30¢, bank payments 0.8% capped at $5 — full rates on the pricing page.

Set a new standard for billing convenience

First 3 months free. No card required — ironically.

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