Payments

Payouts and fees explained

In this article
The short answer

Customers pay into your own Stripe account, and Stripe pays that money out to your bank. BizBaby doesn't hold your money and has no payout screen of its own: you see your balance and payouts in your Stripe Dashboard. Fees come out of each payment. Your customer pays the invoice total and nothing extra.

Where your money goes

  1. A customer pays an invoice, a deposit or an appointment by card or bank.
  2. The payment lands in the Stripe account you connected in Settings → Integrations.
  3. Stripe sends it on to the bank account you gave Stripe, on your Stripe payout schedule.

To see your balance, payouts or payout schedule, open Settings → Integrations and click Open Stripe Dashboard on the Stripe tile. It opens Stripe in a new tab. Payout timing and your bank details are managed there, not in BizBaby.

The Stripe tile in Settings, Integrations, showing Connected and an Open Stripe Dashboard button

Processing fees

These are the processing rates on BizBaby's pricing page:

PaymentEssentialPremium and Growth
Card3.1% + 30¢2.9% + 30¢
Bank0.8% (max $5)0.8% (max $5)

Stripe takes its processing fee from each payment in your Stripe account. On card payments, any part of your plan's rate above 2.9% is BizBaby's share, and is taken from the same payment. On Premium and Growth that share is zero; on Essential it is 0.2%. Bank payments carry no BizBaby share.

For a $200 card payment on Premium, that's 2.9% of $200 ($5.80) plus 30¢, so $6.10 in fees.

Fees when you refund

When you refund an invoice payment, BizBaby returns its share of the fee for the refunded amount. See Refunds.

Common problems

  • A payment is in BizBaby but not in my bank. It's in your Stripe balance waiting for the next payout. Check payouts in your Stripe Dashboard.
  • A bank payment shows as pending. Bank payments take longer than cards to clear. See Bank payments and instant bank verification.
  • I can't find payouts anywhere in BizBaby. There is no payout screen in BizBaby. Use Open Stripe Dashboard.

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